Navigating international healthcare doesn’t need to be complex. Understanding medical treatment and health insurance costs is crucial when assessing your healthcare needs.
Introduction:
Suppose you’re exploring how to buy Private Health Insurance or need Private Medical Insurance in Kenya or any other African country, an option that works across borders. In that case, understanding how International Private Medical Insurance (IPMI) works is key to unlocking international health solutions that put you in control of your health, anywhere in the world.
Choosing the right health insurance plan can help care for you, your family, or your employees. It ensures that their medical needs are met seamlessly. This article will help you understand how IPMI works.
Step-by-Step: How International Health Insurance Works
📝 1. Choose a Plan
EHS offers multiple international health plans curated to meet clients’ specific needs, whether for personal, family, or company medical coverage. The Executive Healthcare Plan (EHP) offer the following plan options:
- Major Medical: Has a maximum annual aggregate limit of $1,600,000. This plan primarily covers Inpatient and Day Patient treatment, including Evacuation to the country of choice with limited Outpatient treatment.
- Major Medical Plus: Has a maximum annual aggregate limit of $1,600,000. This plan covers Inpatient treatment, Outpatient charges for acute conditions up to $5,000 per year, routine management of chronic conditions up to $2,000 within the Outpatient limit, Day Patient treatment, Congenital anomalies, HIV & AIDS, Mortal remains and Evacuation to the country of choice within the area of coverage chosen.
- Foundation: Has a maximum annual aggregate limit of $2,500,000. This plan covers complete medical care, including Inpatient and Outpatient treatment, Prescription drugs, Congenital Anomalies, HIV & AIDS, Mortal remains, Compassionate emergency visits, Routine management for chronic conditions, and Evacuation to the country of choice within the area of coverage chosen.
- Lifestyle: Has a maximum annual aggregate limit of $5,000,000. This is our most comprehensive plan, which offers complete medical care, including Inpatient and Outpatient treatment, prescription drugs, coverage for Congenital anomalies, HIV & AIDS, Mortal remains, Compassionate emergency visits, Routine management for chronic conditions, Hormone replacement therapy, Vaccinations, and Inoculations
2. Global Provider Network
Access over 1.3 million healthcare providers Worldwide. Many of our facility partners offer direct billing, reducing the need to pay upfront. This means less paperwork and faster care.
3. Premium Coverage
From general Inpatient charges to organ transplants, Private Medical Insurance plans through EHP cover Inpatient and Outpatient treatments, complications of pregnancy, Oncology, Renal dialysis, and overseas medical care.
4. Emergency Medical Evacuation Coverage
If local care isn’t sufficient, all our plans include medical evacuation, so you’ll be airlifted swiftly and safely to the nearest qualified medical center or an alternative country of choice within your geographical area of cover with our out-of-country benefit subject to policy’s terms and condition.
5. Easy Claims Process
EHS simplifies the claim process through direct billing or by submitting simple claims via email to claims@executive-healthcare.com or using the Allianz mobile health app.
Who is IPMI For?
- Expatriates
- Multinational corporations and SME
- Families
- Frequent travelers
- Locals seeking premium healthcare
If this sounds like you, you’ll want the best health insurance in Kenya and beyond. IPMI from EHS delivers precisely that. EHS is committed to building a strong client relationship by catering to your needs and providing exceptional service.
Customer Support and Resources
Customer support and resources are crucial when navigating international health insurance. A good insurer should provide support services, including a 24/7 customer support line, online resources, and access to a network of hospitals and medical professionals. Additionally, insurers may offer services such as second medical opinions, providing reassurance from leading independent medical experts. It’s essential to review the customer support and resources an insurer offers before deciding. By choosing EHS, you select a partner with 24/7 customer support service you can trust.
WHY CHOOSE EXECUTIVE HEALTHCARE SOLUTIONS?
Ready to Get Started?
Whether you’re asking what the best private medical insurance is, trying to buy international health insurance, or switching insurance brokers in Kenya, Tanzania, Uganda or Zimbabwe, EHS is your trusted partner for Worldwide medical insurance that works. You can click Get a Quote here or Call Now to get started with a free quote for your international private medical insurance.
Additionally, see what you need to know about the rise of private medical insurance in Kenya 2025.
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