Lifestyle
The Lifestyle Plan is our most comprehensive plan with a maximum annual aggregate limit of $5,000,000,
LifeStyle Plan Standout Features:
- Medical care, including Inpatient and Outpatient treatment, and prescription drugs,
- Covers for congenital anomalies, AIDS, mortal remains, compassionate emergency visits, routine management for
chronic conditions, hormone replacement therapy, vaccinations and inoculations. - The plan covers routine and major restorative dental treatment up to $1,000. There is a 25% co-payment
and a 6-month waiting period. - Evacuation to the country of choice within the area of coverage chosen.
Optional Benefits
- Routine Maternity is covered up to $8,000 (12-month waiting period)
- Vision Care is covered for groups of 5 or more employees up to $250 (No waiting period).
- Wellness benefit is covered up to $400 (no waiting period)
Plan Benefits |
Lifestyle |
|---|---|
| Maximum Plan Benefit | $5,000,000 |
| Out-patient care | ✔ |
| In-patient and day care | ✔ |
| In-patient and day care treatment of chronic conditions | ✔ |
| Evacuation | ✔ |
| Out of country transportation | ✔ |
| Accidental damage to teeth | ✔ |
| Newborn Cover | ✔
$100,000, max 90 days |
| Complications of pregnancy | ✔ |
| Mortal remains | ✔ |
| CT, MRI and PET scans | ✔ |
| Home nursing | ✔
Up to 120 days per medical condition |
| Congenital anomalies | ✔
Up to $100,000 per medical condition |
| HIV/AIDS | ✔
Up to $10,000 |
| Hospice care | ✔ |
| Organ transplant | ✔ |
| Rehabilitation | ✔
Limited to 120 days per medical condition |
| Renal dialysis | ✔ |
| Oncology | ✔ |
| Durable medical equipment | ✔
Up to $2,000 |
| Travel Security Services | ✔ |
| Routine management of chronic conditions (Out-Patient) | ✔
Up to $5,000 per Insurance year (nil deductible) |
| Hormone replacement therapy | ✔
Up to 18 months per condition |
| Vaccinations | ✔ |
| Routine and Major Restorative Dental Treatment | ✔
Up to $1,000 and subject to 25% |