Prestige
The Prestige plan builds on Comprehensive plan.
It is best suited for those who need a wider scope of cover. It has an overall plan limit of up to $2,500,000 per person.
Prestige Plan Standout Features:
- Includes outpatient mental health treatment
- The plan offers palliative care.
- Supports overall health and well-being through vaccinations and routine health checks as optional benefits.
- Offers regular pregnancy and childbirth care. This includes screening, monitoring, and antenatal and postnatal consultations. The limit is up to $4,500 each year.
Plan Benefits |
Prestige |
|---|---|
| Overall policy limit per member | Up to $2,500,000 a year |
| Your excess | No excess / $40 / $80 / $150 / $250 |
| Area of cover |
- Africa plus India, Pakistan, Bangladesh and Sri Lanka - Worldwide excluding USA - Worldwide |
| Hospital and day-patient fees | ✔ |
| Psychiatric treatment |
✔
Maximum of 30 nights |
| Inpatient and day-patient treatment of chronic conditions | ✔ |
| Organ or tissue transplant | ✔ |
| Reconstructive surgery | ✔ |
| Newborn cover | Up to $100,000, maximum of 90 nights |
| Parent accommodation | ✔ |
| Cash benefit for each night you receive free inpatient treatment and free hospital accommodations | Up to $450 a night, maximum of 30 nights |
| Surgical procedures | ✔ |
| Outpatient treatments | ✔ |
| Routine management of chronic conditions |
Up to $5,000 a year |
| Consultations and treatment for psychiatric illness |
Up to $4,500 per medical condition |
| Home nursing |
Up to a maximum of 60 days per medical condition |
| Emergency treatment | ✔ |
| Complementary practitioner fees |
Up to $1,500 a year |
| Cancer treatment | ✔ |
| Routine pregnancy and childbirth |
Up to $4,500 a year |
| Medical conditions that arise during pregnancy and childbirth | ✔ |
| Accidental damage to teeth |
Up to $3,750 per event |
| Routine dental treatment |
(Optional benefit)
75% of the cost up to $400 |
| Major restorative dental | ✘ |
| Evacuation and repatriation | ✔ |
| Additional expenses linked to an evacuation and repatriation |
Up to $120 a day up to a maximum of $5,000 a year |
| Ambulance transport | ✔ |
| Emergency unforeseen treatment in the USA which does not require treatment in the accident and emergency unit of a hospital |
80% of the cost up to $500 |
| Emergency unforeseen treatment outside your area of cover which needs to take place in the accident and emergency unit of a hospital |
Paid in full up to 90 days a year |
| CT, MRI and PET scans | ✔ |
| Durable medical equipment |
Up to $2,500 a year |
| Kidney dialysis | ✔ |
| Palliative care | ✔ |
| Rehabilitation treatment |
Up to 28 days per event. Can be extended by an additional 92 days where medically necessary |
| Congenital anomalies |
Up to $100,000 per medical condition |
| Health and wellbeing - Vaccinations - Health check |
(Optional benefit)
Vaccinations and one health check up to $400 a year |
| Hormone replacement therapy (HRT) – only accessible for menopause which has been induced artificially and/or through early onset | ✘ |