Prestige Plus
The Prestige Plus product level builds on Prestige cover.
It is best suited for those seeking the highest level of international health cover, with an overall plan limit of up to $5,000,000 per person.
Prestige Plus Standout Features:
- Provides the maximum benefit limits across all coverage areas.
- Includes major restorative dental care, in addition to routine dental coverage.
- Offers hormone replacement therapy (HRT) for those experiencing artificially induced or early-onset menopause (before age 40).
Plan Benefits |
Prestige Plus |
|---|---|
| Overall policy limit per member | Up to $2,500,000 a year |
| Your excess | No excess / $40 / $80 / $150 / $250 |
| Area of cover | – Africa plus India, Pakistan, Bangladesh and Sri Lanka
– Worldwide excluding USA – Worldwide |
| Hospital and day patient fees | ✔ |
| Psychiatric treatment | ✔
Maximum of 30 nights |
| Inpatient and day patient treatment of chronic conditions | ✔ |
| Organ or tissue transplant | ✔ |
| Reconstructive surgery | ✔ |
| Newborn cover | Up to $100,000, maximum of 90 nights |
| Parent accommodation | ✔ |
| Cash benefit for each night you receive free inpatient treatment and free hospital accommodations | Up to $450 a night, maximum of 30 nights |
| Surgical procedures | ✔ |
| Outpatient treatments | ✔
Up to $10,000 |
| Routine management of chronic conditions | ✔
Up to $5,000 a year |
| Consultations and treatment for psychiatric illness | ✔
Up to $4,500 per medical condition |
| Home nursing | ✔
Up to a maximum of 60 days per medical condition |
| Emergency treatment | ✔ |
| Complementary practitioner fees | ✔
Up to $2,000 a year |
| Cancer treatment | ✔ |
| Routine pregnancy and childbirth | ✔
Up to $8,000 a year |
| Medical conditions that arise during pregnancy and childbirth | ✔ |
| Accidental damage to teeth | ✔
Up to $3,750 per event |
| Routine dental treatment | ✔
75% of the cost up to $1,000 |
| Major restorative dental | ✔
75% of the cost up to $1,000 |
| Evacuation and repatriation | ✔ |
| Additional expenses linked to an evacuation and repatriation | ✔
Up to $120 a day up to a maximum of $5,000 a year |
| Ambulance transport | ✔ |
| Emergency unforeseen treatment in the USA which does not require treatment in the accident and emergency unit of a hospital | ✔
80% of the cost up to $500 |
| Emergency unforeseen treatment outside your area of cover which needs to take place in the accident and emergency unit of a hospital | ✔
Paid in full up to 90 days a year |
| CT, MRI and PET scans | ✔ |
| Durable medical equipment | ✔
Up to $3,500 a year |
| Kidney dialysis | ✔ |
| Palliative care | ✔ |
| Rehabilitation treatment | ✔
Up to 28 days per event. Can be extended by an additional 92 days where medically necessary |
| Congenital anomalies | ✔
Up to $100,000 per medical condition |
| Health and wellbeing – Vaccinations – Health check | ✔
Vaccinations ✔ Health check up to $400 a year |