Africa’s healthcare landscape is transforming rapidly. Rising incomes, increased mobility, and a growing focus on wellness are changing how individuals and organisations protect their health. As public systems across Sub-Saharan Africa continue to face resource constraints, demand for International Private Medical Insurance (IPMI) has surged, particularly among executives, expatriates, families, and SMEs.
In response to this need, Executive Healthcare Solutions (EHS), in partnership with AXA Global Healthcare and Old Mutual General Insurance Kenya, launched a groundbreaking solution: the Global Executive Health Plan (GEHP). Internationally supported by more than 60 years of AXA’s global healthcare experience and 25 years of EHS’s African IPMI leadership, GEHP represents a new era of reliable, borderless healthcare for the continent.
This comprehensive guide breaks down everything you need to know about GEHP.
What Exactly Is GEHP?
The Global Executive Health Plan (GEHP) is a next-generation International Private Medical insurance plan designed specifically for Africa. Built through the combined strength of EHS, AXA Global Healthcare, and Old Mutual, offers global access to medical care supported by local compliance, customer service, and trusted administration.
GEHP is locally insured by Old Mutual in Kenya, in Tanzania insured by Alliance Insurance Corporation, and the rest of Africa is insured by OGICO and supported internationally by AXA Global Healthcare, offering members peace of mind whether they are in or travelling to Nairobi, Kampala, Johannesburg, Dubai, London, or anywhere across 190+ countries.
With four levels of cover: Standard, Comprehensive, Prestige, and Prestige Plus, GEHP is structured to meet diverse needs and budgets while maintaining world-class quality.
Why GEHP Is a Milestone for African Healthcare
The launch of GEHP on October 30, 2025, in Nairobi marked a significant shift in Africa’s IPMI space. It unites three critical strengths:
-
EHS: 25+ Years of IPMI Expertise in Africa
EHS has been at the forefront of international medical insurance since 1999, serving executives, expatriates, and organisations across 11 countries. With offices in Nairobi, Mombasa, Dar es Salaam, and Kampala, EHS brings unmatched local insight and client support.
-
AXA Global Healthcare: 60 Years of Global Medical Leadership
AXA supports over 93 million clients worldwide, offering:
- Virtual doctor consultations
- Second medical opinions
- Emergency evacuation and repatriation
- A global provider network of over 92 million hospitals and specialists
-
Old Mutual: Regulatory Compliance and Local Underwriting
Old Mutual General Insurance Kenya ensures that GEHP is fully compliant with the Insurance Regulatory Authority (IRA) while supporting Kenya’s health financing infrastructure.
Together, these institutions bridge the gap between international standards and Africa’s healthcare realities.
GEHP Benefits: What Makes It Africa’s Best IPMI Plan?
GEHP offers one of the most comprehensive benefits packages available in the African market. All plans include:
- Inpatient and Day-Patient Cover
Across all tiers, clients enjoy coverage for:
- Hospital fees and accommodation
- Surgery and ICU care
- Chronic condition management
- Organ transplants
- Reconstructive surgery
- Newborn care
Global Coverage limit ranges up to USD 5,000,000 per year under the Prestige plus plan; the Prestige plan provides up to $2,500,000 per year per person; the Comprehensive plan offers up to $1,600,000; and the Standard plan provides up to $1,600,000 per year per person.
- Outpatient Benefits
GEHP outpatient coverage includes:
- Doctor consultations
- Diagnostic tests and laboratory work
- Advanced imaging (MRI, CT, PET scans)
- Minor surgical procedures
- Physiotherapy and rehabilitation
- Psychiatric care (on Prestige and Prestige Plans only)
- Home nursing
Prestige and Prestige Plus offer the highest outpatient limits.
- Cancer Care (All Plans)
All GEHP plans provide full-spectrum cancer treatment, including radiotherapy, chemotherapy, and diagnostic services.
- Maternity and Childbirth Coverage
GEHP covers medical conditions that arise during pregnancy & childbirth covered in all plans. Coverage includes prenatal care, delivery, postnatal care, and newborn expenses.
- Prestige Plan: Up to USD 4,500 annually
- Prestige Plus Plan: Up to USD 8,000 annually
- Medical Evacuation and Repatriation
If adequate local care is unavailable, AXA ensures members are safely evacuated to a top regional or global medical facility, then repatriated home once stable. Covered cost includes ambulance transport, unforeseen treatment outside your area of cover which needs to take place in the accident and emergency unit of a hospital.
- Dental Benefits
Prestige and Prestige Plus plans cover routine dental check-ups and major restorative dental procedures. Accidental damage to teeth is covered across all plans.
- Preventive Care and Wellness
Prestige and Prestige plus plans include annual health check-ups, screenings, and vaccinations to keep you healthy year-round.
- Kidney dialysis
GEHP covers all Kidney medical assessments and treatments across its plans.
- Global Network Access
Members can access over 2 million healthcare providers globally, ensuring quality care almost anywhere on earth.
- Digital Healthcare Tools
AXA’s platform provides:
- 24/7 virtual doctor consultations
- Digital claims submission and tracking
- Medical concierge services
- Round-the-clock helpline support
How GEHP Compares to the Previous EHP
Many clients previously covered under EHS’s former “EHP” plan are migrating to GEHP. Key improvements include:
GEHP Enhancements Over EHP:
- Enhanced regulatory compliance through local underwriting via Old Mutual (Kenya) and OGICO (Rest of Africa)
- More flexible underwriting options, including Moratorium, Full Medical Underwriting (FMU), and Medical History Disregarded (MHD) for corporates
- Expanded global network with 2.1M+ providers
- Increased annual limits up to USD 5 million
- Enhanced benefits, including more outpatient, maternity, dental, and wellness coverage
- Advanced digital support via AXA Health’s technology platform
GEHP is broader, stronger, and more adaptable to African healthcare needs.
Why GEHP Matters for Africans
- A Solution to Public System Limitations: Public health spending in Sub-Saharan Africa averages only 5% of GDP, leading to shortages of specialists, medical equipment, and essential medicines. GEHP fills this critical gap.
- Protects Families from Catastrophic Health Costs: More than 35% of healthcare costs in Africa are paid out of pocket, leaving families in financial hardship. GEHP provides financial protection when it matters most.
- Supports Africa’s Rising Global Mobility: Executives, SME owners, remote workers, and professionals increasingly travel and work internationally. GEHP travels with them, providing seamless coverage across borders.
- Strengthens the Local Healthcare Ecosystem: Old Mutual’s local underwriting and EHS’s on-ground support enhance market trust and regulatory compliance, helping build a more resilient health sector across Africa.
GEHP vs Travel Insurance: Understanding the Difference
Many people confuse international medical insurance with travel insurance. Here’s how they differ:
| Feature | GEHP (IPMI) | Travel Insurance |
| Purpose | Complete global healthcare coverage | Medical emergencies while travelling |
| Coverage Scope | Full inpatient, outpatient, maternity, cancer, wellness | Emergency treatment only |
| Duration | Annual renewable policy | Trip-based (days to weeks) |
| Network Access | 2M+ hospitals worldwide | Limited emergency providers |
| Evacuation | Comprehensive medical evacuation | Basic emergency evacuation only |
| Preventive Care | Included (selected plans) | Not covered |
Bottom line: GEHP is designed for expatriates, long-term travellers, and globally mobile professionals, not short-term trips.
Who Should Consider GEHP?
GEHP is ideal for:
- Expatriates living and working in Africa
- Corporate executives requiring premium healthcare access
- SME owners and entrepreneurs with international business interests
- Families seeking comprehensive coverage in their country of residence and across borders
- Individuals demanding world-class medical care
- Remote workers and digital nomads based in Africa
- Organisations providing employee benefits packages
How to Get Started with GEHP
Getting covered under GEHP is straightforward:
- Contact EHS or an authorised broker for a consultation
- Choose your coverage tier (Standard, Comprehensive, Prestige, or Prestige Plus)
- Complete the application and medical underwriting process
- Receive your policy documents and member ID
- Access your benefits through AXA’s global network and digital platform
For personalised quotes and expert guidance, contact Executive Healthcare Solutions today.
The Future of Healthcare in Africa Starts with GEHP
The launch of the Global Executive Health Plan by EHS, AXA Global Healthcare, and Old Mutual marks a pivotal moment in Africa’s healthcare journey. It brings together global expertise, local trust, and unparalleled benefits to create the continent’s most advanced and reliable IPMI plan.
For individuals, families, SMEs, and corporates seeking care without borders, GEHP is more than insurance; it is peace of mind, financial protection, and healthcare freedom across Africa and the world.
The future of international healthcare in Africa has a new name: GEHP powered by EHS, AXA, and Old Mutual.
Ready to Experience World-Class Healthcare Coverage?
Contact Executive Healthcare Solutions today to learn more about GEHP and get a personalised quote for your needs.
